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Privacy Policy

Privacy Policy for SK & SL Associate Private Limited

This Privacy Policy outlines the procedures and guidelines regarding the collection, utilization, and disclosure of your information when you engage with the services provided by SK & SL Associate Private Limited. It also informs you about your privacy rights and the legal protection in place.

Interpretation and Definitions:
  • Interpretation: Terms with capitalized initials hold specific meanings as defined below.
  • Account: A unique account created for accessing our services.
  • Affiliate: An entity under common control, either controlling or controlled by a party.
  • Application: Refers to SK & SL Associate's software program.
  • Company: SK & SL Associate Private Limited, located at [Address], Kerala, India.
  • Country: Refers to Kerala, India.
  • Device: Any tool capable of accessing the service (e.g., computer, cellphone, or tablet).
  • Personal Data: Any information related to an identified or identifiable individual.
  • Service: Refers to the Application.
Collecting and Using Your Personal Data:
Types of Data Collected:
  • Images: Uploaded for communication and registration purposes. Contact us at [email address] for image-related queries.
  • Personal Data: Includes but is not limited to your image, email address, first and last name, and phone number.
  • Usage Data: Automatically collected data during service use (e.g., IP address, browser type, page visits).
Information Collected while Using the Application:

With your permission, the Application may collect information such as location, phone book data, pictures, and other details from your device.

Site or Terms of Service Change:

We reserve the right to modify the Site or Terms of Service at any time without prior notice. Updated terms take immediate effect, but users can adhere to the original terms for one month.

Enrollment and Eligibility:
  • Membership invitation requires full payment and a minimum age of 13
  • Users are responsible for securing their account information. Sharing or misuse of materials results in membership termination and legal consequences.
  • Registration must be truthful, and completion within three months grants eligibility.
  • Curriculum taught in phases; assignments mandatory for phase completion.
  • Access to Trader's Community granted upon completing eligibility phase, with trainers' decision being final.
  • Community access free for 3 months (after payment) and renewed every 3 months. Services may be terminated with brief notice
Payment & Refund Policy:
  • Full payment required for registration; partial payment doesn't confer membership.
  • Service discontinued for outstanding payments; access restored upon fee clearance.
  • Non-refundable fees; transfer allowed with trainer consent
  • External fee collection among members deemed illegal.
  • Chats stored for improved interaction with instructors and students
Use of Your Personal Data:
  • Personal Data used for service provision, account management, and communication.
  • Data may be shared with service providers, affiliates, business partners, and other users with consent.
Retention of Your Personal Data:
  • Data retained as long as necessary for specified purposes or legal obligations.
Transfer of Your Personal Data:
  • Data may be processed outside your jurisdiction; consent implies agreement to such transfers
Delete Your Personal Data:
  • You have the right to delete or request assistance in deleting collected Personal Data
  • Some information may be retained due to legal obligations
Disclosure of Your Personal Data:
  • Disclosures may occur in business transactions, law enforcement requirements, or legal obligations.
Security of Your Personal Data:
  • While we strive for security, no method is 100% secure; absolute security cannot be guaranteed.
Children's Privacy:
  • Service is not intended for users under 13; no knowingly collected information from this age group.
Links to Other Websites:
  • We have no control over third-party sites; review their privacy policies independently.
Changes to this Privacy Policy:
  • Updates notified via email or prominent notice; effective upon posting.
Contact Us:

For questions, contact us at

Last updated: 06/03/2024